COMMERCIAL CHECKING ACCOUNT
This account is not a consumer account to which Truth in Savings applies.
Minimum balance to open the account – You must deposit $250.00 to open this account.
A maintenance fee of $15.00 will be charged each month.
- No minimum balance required
- Unlimited check writing
- Unlimited deposits
- All Commercial Checking accounts are subject to account analysis
COMMERCIAL NOW ACCOUNTS
Sole Proprietorships and some Not-For-Profit Accounts are the only commercial accounts which qualify for a Now Account.
These accounts will be charged a monthly fee based on a tiered balance structure.
MONEY MARKET / FLOATING
INTEREST TRANSACTION ACCOUNTS
Minimum Balance to Open $2,500.00
Minimum balance to avoid imposition of fees - A service charge
fee of $9.00 will be imposed every statement cycle if the balance in the
account falls below $2,500.00 any day of the cycle.
Transaction limitations - Transfers from a Money
Market / Floating Interest Transaction account to another account or
to third parties by preauthorized, automatic or telephone transfer
are limited to six (6) per statement cycle.
Transaction limitation fee - A $10.00 per statement cycle will
be imposed when transaction limits are exceeded.
East Chambers County Bank has always worked with our commercial customers. Our customers range from the small one-person business to the large manufacturer employing hundreds of workers. Our approach is to provide the same personal service.
The common type of commercial loans we offer are:
Working Capital Loans - For those temporary finance needs.
Inventory Loans - For those seasonal purchases and for expanding your existing business.
Equipment Loans - For upgrading your company's equipment needs.
Furniture and Fixtures Loans - For starting up your new business or for expanding your existing business.
Interim Construction Loans - For builders to build that new home or building until permanent financing begins.
Real Estate Loans - Whether the loan is to purchase a new building or to remodel an existing building, we can work out the best loan package.
New Business Loans - If you are considering opening a new business or purchasing an existing business, we can help you develop the proper loan package.
Federal Loan Programs - We also offer SBA Loans. These government loans allow us more flexibility in helping new businesses get started.
We also offer the following commercial loans:
- Commercial Letters of Credit
- Stand-by Letters of Credit
- Farm and Livestock Loans
- Small Business Loans
- SBA Loans (Small Business Administration)
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East Chambers County Bank
a branch of Anahuac National Bank
810 Hwy. 124
P O Box 298
Winnie, Texas 77665
INFO: 267-INFO (4636)
INFO Toll Free: 866-526-FACT (3228)